A Life Settlement is the sale of an existing life insurance policy to a third party investor in exchange for an immediate cash settlement. The investor, who becomes the policy’s new owner, receives the full benefit when the sum assured becomes payable. Life Settlements provide investors with access to an alternative form of investment.

Why are Life Settlements a Unique Investment?

Life Settlements are a new asset class – different from Shares, Property, Cash and Fixed Interest. Life Settlements are not affected by fluctuating stock and bond markets, rising interest rates, skyrocketing oil prices, global economic instability, or terrorism.

Life insurance policies are capital stable and once a policy has been bought, the benefit is known.

Yield is determined by time not market forces, so it’s not a question of ‘if’ a return will be paid, but ‘when’ it will be paid.

All investments should be discussed with your Financial Planner to ensure they are appropriate to your particular financial plan.

Please contact us if you want to incorporate any of these investments into your portfolio.
We provide a specialist portfolio constuction service and will be able to help you determine how much of the various investments should be included in your portfolio.

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